Over the past decade, Chris has built his practice advising doctors, dentists and small business owners.

Clients trust Chris for a full range of financial planning solutions, including retirement planning, tax-management strategies, asset protection and estate planning.

“I’m a small business owner myself, so I can relate to the issues that my clients deal with on a day-to-day basis — from managing cash flow to hiring employees and handling benefits.”

Growing up around a mother and an older sister who both worked in the ER, Chris Caira developed an early fascination for medicine. Therefore when he launched his financial planning firm he chose to focus on helping medical professionals.

"I got my start in this particular niche by networking through my sister's colleagues," Chris explains. "The more people I met in healthcare, the more I realized how much I could help them with business and personal finance – two topics that are inadequately addressed in medical school."

It proved to be a satisfying career move that still allows Chris to remain in touch with people he admires. Over the past decade, Chris has built his practice around doctors, dentists, and small business owners. "I'm a small business owner myself," he says, "so I can relate to the issues that my clients deal with on a day-to-day basis – from managing cash flow, to hiring employees and handling benefits."

Chris works with clients on a full range of financial planning topics, including retirement planning, tax management strategies, asset protection and estate planning. "I help my clients with asset accumulation and other planning for the future; once they achieve those goals, I can assist with strategies to manage estate and other potential tax issues," says Chris.

Outside of work, Chris is a hard-core sports fanatic who loves to play all sports. He longs for a day, very soon, when he can start coaching his kids' athletic teams. His favorite activity, however, is a "loud and high energy" dinner he enjoys with his tightly knit extended family every Sunday.

Chris has achieved membership in the industry’s prestigious Million Dollar Round Table every year since 2005. He has also been awarded the Five Star Wealth Manager* award by Orange Coast magazine every year since 2013. He and his wife, Sarah, reside in Orange County, California with their children.

*The FIVE STAR Award is granted by Five Star Professional, an independent 3rd party marketing firm. This award is not indicative of future performance or success and stems from nominations by industry professionals in a given market area and based upon objective criteria including favorable regulatory and complaint history, reviews conducted by the firm, retention rates, and client assets Administered.

"I take great care in how I treat our clients, and other advisors in the field have come to know that those they refer will be advised to the highest standard."

William is a CERTIFIED FINANCIAL PLANNER™ practitioner. His skill-set includes extensive knowledge in risk management and estate planning strategies. William has a well-established niche practice, and works almost exclusively by referral.

With a background as a Certified Financial Planner™ practitioner for over 20 years, William’s practice serves the specific needs associated with wealth preservation and succession, and advanced tax planning. He has particular focus and expertise in risk management and estate planning strategies. "Most of my clients come to me from other professional advisors including investment consultants, CPAs, attorneys, and insurance professionals," William explains. "Long term and multi-generational planning requires reliable strategies without compromise. All clients can rely on an absolute commitment to discretion, professionalism, accountability, and coordination with other trusted advisors.”

Outside of work, William enjoys spending time with his family, playing volleyball and golf, and pursuing his other passion: vintage automobiles. William and Laurie reside in Orange County. They have three adult children: Alexandra, Kassiani (Ty), and Elleni.

Joseph has taken the lifelong lessons he learned on the baseball field and applied them to his financial planning career. Passion, preparation, character, teamwork, and a constant need to better himself are just a few of the attributes Joseph has cultivated from the game of baseball that he exercises in his successful financial planning business.

“During my career in baseball I started a baseball academy in the Chino Hills area, which is where I met my first client for financial planning. Once my baseball career was finished, my brother Chris brought me into the Financial Advising industry.”

For Joseph, it was a natural transition to start helping the financial futures of those who already had his trust as a coach. “I started with one client whose son I coached. From that one client, I built a book of business with over 200 and it continues to flourish. Through these exchanges and relationships, I realized that helping people reach their financial freedom of retirement became my new passion.” Joseph has a strong presence in the utilities market as well as with business owners. He works with individuals on a personalized path towards the financial security that they are striving for.

Joseph specializes in helping clients retire early with full pay. Joseph and his team design a comprehensive financial analysis for their clients, working to make sure they have a solid foundation of insurance and investments that will last their whole life. Joseph has built a practice around person to person meetings that thrives on referrals and relationships.

When asked, “What is your strongest quality?” Joseph replied, “Customer service. My goal is to make sure every client feels like they are my priority, like part of my family.”

Joseph has been awarded with several leading Industry awards over the last 14 years; Million Dollar Round Table 2014, 2015 & 2017, Top of the Council 2015, Rising Leaders 2005 & 2007 and these are just a few of the accolades that he has received.

Joseph enjoys spending time and traveling with his family, wife Ashlee, daughter Antonella, and son Joseph Jr. Other passions of Joseph’s include helping baseball players reach their goal of playing at the college and professional levels, attending church, and working out.

Kara joined the financial services industry back in 2006 as a part-time assistant to Chris Caira. Today, Kara prides herself on knowing the ins and outs of Chris’ thriving practice and providing the organizational infrastructure that allows the firm to continue to service its growing clientele.

In her supporting role, responsibilities include overseeing day-to-day operations of the firm, managing the growing team, consulting with clients as well as processing new-account paperwork for both investment and life insurance accounts. She serves as a liaison between the clients and the associates to ensure all needs are met in a timely manner.

Kara attributes her attentiveness to customer service to years of working in the hospitality industry. Born and raised in Orange County, Kara currently resides in Costa Mesa, California with her husband Steve, and their two boys, Roman and Cruz.

Kim joined the ARG team back in 2016. She currently handles marketing and event planning for our firm. When she is not in the office she likes to spend time with her husband, Joe, and her 2 daughters, Brooklyn and Mattingly.

Stephanie began working for Financial Advisor Joseph Caira in 2016. In the last 4 years she has worked side by side with him learning the complexity of his practice. Formerly working in the Aerospace Industry, she brought over her exceptional experience in customer service, paying attention to detail, and strong interpersonal communication.

“I have always been very self-motivated and strive for growth for the company, myself and the clients we service” Stephanie says. Stephanie says her favorite part of this business is the relationships we build with our clients. “They truly become like family and it’s a joy to share in those happy moments in our client’s life such as retirement and family growth.”

Stephanie feels family is very important and when she’s not in the office enjoys spending time with her two sons Jacob & Austin on the sports field. She currently resides in Norco with her family.